As the title says clueless about this stuff. Just got hit with a spiked CLUE x4 of relative passing away to realize that we need to do this stuff. I also have health issues that make me high risk if I get COVID.
Married in our 40ys with 3 minor children. We live in Texas which is community property state. I am major breadwinner. Husband watches kids and is self employee bringing in minor funds. We have health insurance, HSA, long term disability, employee life at my salary level, spouse, and child life insurance thru work. Summary of asset balances below:
Where do we even start with will and planning? How are the pre-marriage items handled if I die? Can they take my IRAs leaving nothing for husband or kids? Is there a planning for dummies guide you recommend?
submitted by /u/Margali2
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